Hiring Machine Learning Research Scientists at Capital One New York

I’m hiring a team at Capital One in New York for R&D efforts to bring state-of-the-art machine learning techniques to the retail financial services industry. Capital One’s goal is to Change Banking for Good, and in this position, you will be in a very real position to transform entire business processes by:

  • driving cutting-edge research in the rapidly growing area of FAT/FATE/FATES ML (fair, accountable, transparent, ethical, safe, and secure machine learning),
  • connecting the academic machine learning community to real and tangible challenges in the banking and financial services industry,
  • advocating for fair and explainable machine learning within the business, and
  • putting new tests, algorithms and processes into production together with business partners across the company.

What my team has been up to:

I’m seeking Julians who are interested in digging deep into the banking business and finding opportunities to articulate and solve new research problems that surface from our concrete and practical business needs.

Please see our official job listing which is reproduced below. We’re hiring at the Principal Associate level (this posting) and also at the more experienced Senior Manager level (PhD + relevant industry experience).

Machine Learning Scientist, Emerging Tech

  • New York, NY
  • Chicago, IL
  • San Francisco, CA
  • McLean, VA

McLean 1 (19050), United States of America, McLean, Virginia

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

Machine Learning Scientist, Emerging Tech

At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

Department Summary:

The Card ML team is working to transform every corner of our business with machine learning. To accomplish this goal, we use the latest techniques in machine learning - deep learning, reinforcement learning, genetic algorithms, and natural language processing - and marry them with real-time streaming data in the cloud, to create best-in-class enterprise-scale ML products. We tackle a huge variety of business problems and work with vast quantities of data of every kind.

Role Summary:

As an ML Scientist at Capital One, you’ll be joining a research group that’s part of driving the next wave of disruption at a whole new scale, using the latest in distributed computing technologies and operating across billions and billions of customer transactions to unlock the big opportunities that help everyday people save money, time and difficulty in their financial lives. Emerging technologies ML scientists partner with both internal teams and university researchers to develop and apply new ways of solving critical business problems through the latest ML approaches. We research, experiment, and prototype implementations that have direct impact on our businesses and customers across a wide range of applications.

In this position, you will be responsible for designing and evaluating new machine learning applications, algorithms and systems, with a strong focus on rapid prototyping and proof-of-concepts. This requires a deep understanding of state-of-the-art techniques in a subfield of machine learning (e.g. deep learning, reinforcement learning, NLP, anomaly detection, time series) and relevant software frameworks. You will use your strong knowledge of scientific principles to suggest and research promising approaches. You will engage in team collaborations and have the ability to work in a demanding team-oriented environment to meet your goals. You are expected to maintain substantial knowledge of state-of-the-art principles and theories, contribute regularly to scientific literature, and maintain strong relationships with key university researchers. You will develop relevant software and hardware technologies with the goal of converting these into products to fuel Capital One’s growth. You may also participate in the development of intellectual property.

The Ideal Candidate will be:

  • Technical. You are independent and can develop your own algorithms and experiments. You have hands-on experience developing ML solutions, from concept to production, and selecting the right tool for the job at hand. You know modern programming languages used for data science and machine learning, such as Julia, Python, or Scala.

  • Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art ML methods, technologies, and applications. You ask why, explore and openly share your disruptive ideas.

  • Business-Minded. You can analyze customer needs and drive towards impactful business outcomes.

  • Leader. You challenge conventional thinking and traditional ways of operating and you work with stakeholders to identify and improve the status quo.

Basic Qualifications:

  • Master’s Degree plus 3 years of experience in machine learning, or PhD

  • At least 1 year experience in machine learning prototype development

  • At least 3 years’ coding experience with open source programming languages such as R, Python, or Scala;

  • At least 1 year experience working with AWS, Azure, or similar cloud platform

  • At least 1 year experience developing enterprise-scale solutions that leverage one or more of the following: operations research, natural language processing, machine learning, deep learning, video/image analysis, or time-series analysis.

Preferred Qualifications:

  • PhD in a Machine Learning discipline

  • At least 2 years’ experience working with AWS, Azure, or similar cloud platform

  • Publication record demonstrating independent research

  • At least 3 years’ experience developing solutions in Julia, Python, Scala, or similar programming language

  • Top-tier peer-reviewed publications on ML research

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One’s recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


Want to apply for this so badly. I got 10 years of experience in credit risk modeling but no PhD. :(:disappointed_relieved:


Masters’ + work experience counts too!


I guess it is clear the team is in New York. No chance of working in London, UK ?

Unfortunately not. Capital One UK is a different company not serviced by Capital One NA (North America). Until we build out the team locally, we’re not really in a capacity to consider remote workers.

Thankyou for the polite reply

1 Like

Hi! Are you still looking for candidates for this position? I am very interested!

Yes please apply! Please use the updated job requisition R64647, current as of Jan 7, 2019.

Applied, thanks a lot :slight_smile:

Are there any junior positions for somebody with an MBA, predictive analytics coursework in R and credit modeling coursework in Julia?

Hello, are there internship positions for a current Master’s student experienced in Julia?

Hello, are there junior full-time positions for MS holders experienced in Julia this year?